Frequently Asked Questions

🧠 What is the FiWill Score™ and how is it calculated?

The FiWill Score™ is your portable financial identity, created using alternative data such as transaction history, income consistency, credit behavior, and financial stability across countries. Our AI-powered system analyzes verified documents and connected bank accounts to calculate a dynamic score that reflects your real-world financial behavior—beyond borders, beyond traditional credit bureaus.

🌍 Can I use my FiWill Score™ in multiple countries?

Absolutely. FiWill is designed for global mobility. Whether you're relocating for studies, work, or a new life abroad, your FinFit Score™ travels with you. You can present it to landlords, employers, lenders, or even embassies as a verified snapshot of your financial health—no need to start from scratch every time.

🔒 Is it safe to connect my bank accounts or financial data?

Yes—FiWill partners with trusted global open banking providers using bank-grade encryption and OAuth authentication. We never store your login credentials, and your data is only used with your permission to help generate your financial passport. Security and privacy are our top priorities.

📄 Can I download a copy of my FiWill Score report?

Yes. You can generate and download a secure PDF report of your FinFit Score™ directly from your dashboard. It’s perfect for sharing with landlords, financial institutions, or visa officers who need proof of your financial reliability.

🤔 What’s the difference between FiWill and a traditional credit bureau?

Traditional credit bureaus are siloed within national borders. If you move to a new country, your credit history often doesn’t move with you. FiWill is different—we’re building a cross-border system that reflects your global financial activity and provides a holistic view of your trustworthiness, even if you’ve never had a credit card in your new country.

🧳 Who is FiWill built for?

We serve migrant workers, freelancers, expats, digital nomads, international students, and anyone else whose financial identity doesn’t stop at their home country’s borders. If you’ve ever been denied access to basic services abroad due to “no local credit,” we’re here for you.

🆓 Does it cost anything to use FiWill?

We offer a free plan for users to generate their basic FinFit Score™. Premium features such as advanced analytics, downloadable reports, and enhanced verification may require a small monthly fee. We also partner with organizations and institutions to subsidize access for vulnerable or underserved users.

🏦 Can financial institutions trust FiWill’s data?

Yes. Our scoring methodology is transparent, verifiable, and standards-compliant. We provide APIs and dashboards to institutions, along with full audit trails and data source validation. We're also working to align our scoring with global credit assessment frameworks so your score carries real credibility.